US agencies issue final rule modifying bank capital standards

Tuesday, November 25, 2025 at 13:30 UTC+01:00 (+0100), United States, Washington, D.C.

News category : Market Structure and Financial Stability Events

On November 25 U.S. banking regulators published a final rule adjusting certain leverage and capital standards to better align requirements with institutions' risk profiles. The reform reduces disincentives for banks to intermediate Treasury markets and modestly lowers required capital levels for designated low-risk assets. Banks and market-makers welcomed the change as it should ease strains in Treasury intermediation and support secondary-market liquidity, but critics warned of a potential reduction in resilience. The rule will take effect in 2026 with optional early adoption and is expected to influence banks' asset allocation and funding strategies going forward.

Overall market impact

Mild bullish market impact - strength score : 78/100

Detailed breakdown of market impact over instruments, sectors, and asset classes

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Impacted instruments :

US bank equities

Treasury market intermediation

Bank credit spreads

Money-market funds

Regulatory-sensitive ETFs

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